2026 Volkswagen T-Roc Life
Finance Information
$39,992 loan | $9,998.00 deposit | 60 monthly repayments of $889 with a final payment of $0.00.
11.95% p.a. Interest Rate
Fees: On-road costs, a $105 UDC establishment fee, $10.35 PPSR fee, a weekly maintenance fee of $0.50, and a dealer origination fee of $250 will apply. UDC Finance Limited’s lending criteria, standard terms and conditions apply.
$206 per Week is available to approved applicants only. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Excludes government, rental and national fleet customers. This offer is based on a consumer loan with 60 monthly payments of $889 and an APR of 11.95% with $9,998.00 deposit. Total amount payable $53,316. Conditions, fees and charges apply. W.R. Phillips reserves the right to vary or withdraw this offer. This is intended only as a guide and is not a quote or offer of finance. Buyers will need to discuss their individual circumstances and the suitability of finance with W.R. Phillips.
Cost per year is an estimate based on petrol price of $2.80 per litre and an average distance of 14000 km. Emissions and Energy Economy figures standardised to 3P WLTP.
- 5 Door
- ABS Brakes
- Adaptive Cruise Control
- AirBags
- Forward Collision Alert
- Paddle Shift Controls
- Parking Sensors
- Push Button Start Stop
- Stability Control
- Traction Control
- Turbo
- Warranty
- Alloy Wheels
- Auto Headlights
- Electric Mirrors
- Electric Windows
- Reverse Camera
- Roof Rails
- Spoiler
- 2 Sets Of Keys
- Android Auto
- Apple Car Play
- Alarm
- Bluetooth
- Digital Dashboard
- Dual Zone Air Conditioning
- Engine Immobiliser
- Interior Protection
- NZ New
- Radio
- Steering Wheel Controls
- Ambiant LED Interior Lights
- APP Connect
- Brake Auto Hold
- Cornering Lamps
- Front Assist
- ISO Fix
- Kessy
- Lane Assist
- LED Head Lamps
- Parallel Park Assist
- Rear Traffic Alert
- Speed Limiter
Fees: On-road costs, a $105 UDC establishment fee, $10.35 PPSR fee, a weekly maintenance fee of $0.50, and a dealer origination fee of $250 will apply. UDC Finance Limited’s lending criteria, standard terms and conditions apply.
$206 per Week is available to approved applicants only. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Excludes government, rental and national fleet customers. This offer is based on a consumer loan with 60 monthly payments of $889 and an APR of 11.95% with $9,998.00 deposit. Total amount payable $53,316. Conditions, fees and charges apply. W.R. Phillips reserves the right to vary or withdraw this offer. This is intended only as a guide and is not a quote or offer of finance. Buyers will need to discuss their individual circumstances and the suitability of finance with W.R. Phillips.
* On Road Costs include Registration, WOF, Pre Delivery inspection, RUC if applicable and dealer delivery charges. Please confirm the price and inclusions with the seller of the vehicle. Disclaimer: If the price does not state that it is "Drive Away", the price may not include additional costs, such as On Road Costs, Dealer Delivery Charges or relevant government charges.


Key Features: A well-equipped SUV delivering turbocharged performance, advanced safety technology, and modern everyday comfort.
Wheels & Exterior: 17 inch Alloy Wheels, LED Head Lamps, Auto Headlights, Cornering Lamps, Electric Mirrors, Electric Windows, Roof Rails, Spoiler.
Interior Comfort & Convenience: Dual Zone Air Conditioning, Push Button Start Stop, Kessy, Paddle Shift Controls, Digital Dashboard, Steering Wheel Controls, Ambient LED Interior Lights.
Infotainment & Connectivity: Android Auto, Apple CarPlay, Bluetooth, Radio, App Connect.
Safety & Driver Assistance: ABS Brakes, 6 AirBags, Adaptive Cruise Control, Forward Collision Alert, Front Assist, Lane Assist, Rear Traffic Alert, Brake Auto Hold, Speed Limiter, Stability Control, Traction Control, ISO Fix, Parking Sensors, Reverse Camera, Parallel Park Assist.
Performance & Driving: Turbo.
Extras: NZ New, Warranty, Alarm, Engine Immobiliser, Interior Protection, 2 Sets of Keys, 5 Door, Black Roof included.